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Where financial literacy is our main focus helping our clients reach their financial goals.
"6 Months, Up 83 Points!"
Renee - January 2022
"My credit score has gone up over 100 points since I started 6 months ago!"
Brenda - February 2022
"It's better than I expected. I qualified for a mortgage."
Louise - October 2021
Your Journey to a Higher Credit Score
The key focus of our credit Literacy program is make sure all our clients understand the foundations of the key components of their credit scores how to start accumulate credits how to sustain their credit how to increase their trade line options and most importantly how to protect their identity along with their hard earned credit scores
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The key topics often covered include:
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Understanding Credit: What credit is, how it works, and the different types (e.g., credit cards, loans, mortgages).
Credit Scores: What they are, how they’re calculated, and how to improve them.
Credit Reports: How to read and understand your credit report, and the importance of regularly checking it.
Managing Debt: How to manage existing debt and avoid common pitfalls like missed payments.
Building Credit: How to establish a good credit history, especially if you’re just starting out.
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If you’re looking to get involved with a Credit Literacy 101 program or have questions about improving your credit, I’d be happy to help! Let me know if you’d like more details or resources.
Here's what Credit Literacy 101 can do for you...
Increase Your Savings
Save money on security deposits for phone and utility accounts.
Get Approved
Experience a better chance of loan and credit approval.
Lower Interest Rates
Enjoy lower interest rates on loans and credit cards.
Increase Your Score
Increase your credit score, increase your borrowing capacity.
Feel More Secure
Enjoy more negotiating power and access to the credit you need.
Get Qualified
Get qualified for apartments and home loans.
Programs we Offer
Credit Builder Card
helps individuals establish or improve their credit by reporting responsible usage to major credit bureaus, making it easier to qualify for better financial opportunities.
Business Loan
With several ways to repair your credit, you’ll make yourself more appealing to lenders.
Personal Loan
With basic strategies for rebuilding credit, you can recover after bankruptcy or foreclosure.
ID Legal Protection
helps individuals establish or improve their credit by reporting responsible usage to major credit bureaus, making it easier to qualify for better financial opportunities.
Tradelines
With several ways to repair your credit, you’ll make yourself more appealing to lenders.
Referal Options
With basic strategies for rebuilding credit, you can recover after bankruptcy or foreclosure.
Why Choose Isaac Newton?
There's no need to pay hundreds or thousands of dollars to a credit repair agency. Repairing your credit can be done from the comfort of your home by following our step-by-step comprehensive DIY credit repair process.
You'll Save Money
Save money when financial stress is already high.
You'll Avoid Scams
Avoid unscrupulous companies that mislead consumers.
You'll Have Control
You’re giving yourself a lesson on how credit repair works.
Take control of your number and crack the 700 point threshold.
Credit Repair
Credit Repair
Credit Literacy 101 is dedicated to offering personalized credit score improvement solutions while also focusing on educating clients to ensure long-term financial success.
Our programs are designed for fast and satisfactory results.
We strive to leave our clients happy and content
Take Control of Your Credit
Credit Builder Card
A credit builder card is a great tool for individuals looking to establish or improve their credit history. Unlike traditional credit cards, these cards are designed for people with limited or poor credit, offering a manageable credit limit and reporting payments to major credit bureaus. By using the card responsibly—making small purchases and paying the balance on time—cardholders can gradually boost their credit score. This can lead to better financial opportunities, such as lower interest rates on loans, higher credit limits, and improved approval odds for rental agreements or mortgages.
Good credit isn't a dream, it's a reality.
Building credit is a good financial decision.
It's possible to take your score from good to great.
Build better credit to build a better future.
